Terms and Conditions

Last Updated: January 2026

1. Introduction

Welcome to www.e320mm.com (the “Website”), owned and operated by E320 MM Enterprise (“Company,” “we,” “us,” or “our”). E320 MM Enterprise is the parent company and platform for faith-based productivity, leadership, and stewardship education, including its signature framework and content ecosystem, Curating Consistency with Coach KB.

These Terms and Conditions (“Terms”) govern your access to and use of the Website and any content, programs, coaching services, digital products, events, or resources offered through it, including those provided under Curating Consistency with Coach KB.

By accessing or using the Website, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, you must discontinue use immediately.

2. Eligibility

This Website is intended for individuals 18 years of age or older. By using this Website, you represent and warrant that you are at least 18 years old and legally able to enter into a binding agreement.

3. Scope of Services

The Website provides information, education, coaching, digital products, workshops, programs, and other resources related to productivity, leadership development, organization, financial stewardship, mindset, and faith-based personal growth.

All content is provided for educational and informational purposes only.

4. No Professional Advice & Faith-Based Disclaimer

The content on this Website is provided for educational, informational, and faith-based coaching purposes only and is not intended as financial, legal, medical, psychological, or therapeutic advice.

You acknowledge and agree that:

• Coaching services are rooted in principles of personal development, productivity, leadership, stewardship, and faith-based perspective

• Coaching is not a substitute for licensed professional advice or services

• You are solely responsible for your decisions, actions, interpretations, and outcomes

• Results are not guaranteed and depend on individual effort, consistency, and circumstances

Any references to faith, scripture, or spiritual principles are offered for inspirational and educational purposes only and should not be interpreted as doctrinal instruction, counseling, or professional guidance.

You agree to seek appropriate licensed professionals regarding financial, legal, medical, mental health, or other regulated matters.

5. Intellectual Property Rights

All content on this Website, including but not limited to text, graphics, logos, videos, downloads, workbooks, frameworks, and brand assets (collectively, "Content"), is owned by or licensed to the Company and protected by intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Content for your personal, non-commercial use only.

You may not:

• Copy, reproduce, distribute, sell, or exploit Content

• Share login credentials or paid materials

• Modify or create derivative works

6. User Accounts

If you create an account, you are responsible for maintaining the confidentiality of your login credentials and all activities under your account. We reserve the right to suspend or terminate accounts at our discretion.

7. Purchases, Payments & Refunds

All prices are listed in U.S. dollars unless otherwise stated. By making a purchase, you authorize us to charge your selected payment method.

Digital Products

Digital products (including downloads, workbooks, courses, templates, and recordings) may include a limited refund window as clearly stated at the point of sale. Unless otherwise expressly stated in writing:

• Digital product purchases are non-refundable 

• Access to digital products constitutes delivery

• No refunds will be issued due to lack of use, dissatisfaction, or change of circumstances

Coaching, Programs, Events & Services

All coaching services, live programs, group sessions, workshops, intensives, and events (virtual or in-person) are considered earned and non-refundable once delivered or commenced, unless otherwise stated in a written agreement.

You understand that:

• Coaching requires active participation

• Missed sessions are not refundable

• Results are not guaranteed

We reserve the right to deny refunds for failure to attend, incomplete participation, or changes in personal circumstances. Any exceptions must be approved in writing at our sole discretion.

We reserve the right to modify pricing, offerings, payment plans, or refund terms at any time.

8. User Conduct

You agree not to:

• Use the Website for unlawful purposes

• Harass, abuse, or harm others

• Submit false or misleading information

• Interfere with the Website’s security or functionality

We reserve the right to remove content or restrict access for violations.

9. User-Generated Content

If you submit comments, testimonials, reviews, or other content, you grant us a perpetual, royalty-free, worldwide license to use, reproduce, and display that content for business and marketing purposes.

You represent that you own or have rights to any content you submit.

10. Third-Party Links

The Website may include links to third-party websites. We are not responsible for the content, accuracy, or practices of third parties.

11. Disclaimer of Warranties

The Website and all Content are provided "as is" and "as available" without warranties of any kind. We do not guarantee uninterrupted access, accuracy, or results.

12. Limitation of Liability

To the fullest extent permitted by law, the Company shall not be liable for any indirect, incidental, consequential, or special damages arising from your use of the Website or services.

Our total liability shall not exceed the amount paid by you, if any, in the preceding six months.

13. Indemnification

You agree to indemnify and hold harmless the Company and its affiliates from any claims arising from your use of the Website or violation of these Terms.

14. Termination

We may terminate or suspend your access at any time, without notice, for any reason, including violation of these Terms.

15. Governing Law & Dispute Resolution

These Terms shall be governed by the laws of the State of Missouri, United States.

Any disputes shall be resolved through binding arbitration or courts located in the State of Missouri, unless otherwise required by law.

16. Electronic Communications

By using the Website, you consent to receive communications electronically and agree that such communications satisfy legal requirements.

17. Changes to Terms

We reserve the right to update these Terms at any time. Continued use of the Website constitutes acceptance of revised Terms.

18. Contact Information

For questions regarding these Terms, please contact:

E320 MM Enterprise

Email: admin@e320mm.com

Website: www.e320mm.com